Realistic timelines
After approval, e-wallets such as Skrill and Neteller typically land within a few hours. Crypto settles in minutes to an hour depending on the network. Cards take one to five business days because the money travels back through the card scheme. Bank transfers take one to three business days, longer across borders.
The variable part is approval, not transfer. A fast operator approves in under 24 hours; a slow one takes three to five days and calls it "processing". Published approval times, not payment-method speed, are what separate operators.